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    What are your preferred payment methods and why?

    Hello all,

    I was just wondering what are your preferred payment methods? I personally have quite a few to attract a wider audience aswell as have other means of payments. The ones i currently use are:

    BitPay, PayPal, Stripe, Perfect Money and Payza. I am also currently looking into GoCardless which seems very interesting

    What about you guys and girls?

    Regards,
    Adam

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  3. #2
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    I use Paypal for all the time to pay for web hosting, domain, wordpress templates, ebooks and CD courses. I don't know why, although I know it charge high transfer fee but maybe it's more convenient for online payment.

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    I use PayPal due to brand and name recognition. It’s the most popular online payment service and people know and trust it and consider it secure. It’s easy to set up and transactions can be viewed with a single click.

    I know of Google Checkout but I’m not familiar with BitPay, Stripe, Perfect Money or Payze but as a buyer/seller besides the transfer fees I can’t think of a better alternative to Paypal.

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    Cash actually,

    Otherwise PayPal. They have good customer support as opposed to 10 years ago. I accept credit cards when I make housecalls for my computer business and have used both PayPal Triangle and The Square. I find the square easier to swipe and it takes about two days to get the money into my bank. PayPal Triangle sends the money directly into my PayPal account.

    PayPal has a nice subscription service. If you pay a service fee of $20.00 per month your client does not have to have a PayPal account to subscribe to your service. This includes remote services unlike 2CheckOut which has made them against their policy. The $20.00 service fee is only for subscriptions without pp accounts. Otherwise they just take a percentage.

    Rick

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    Hi.
    I prefer paypal. It is very popular and widely. PayPal perks include accepting checks through a smartphone’s camera, a card swiper, and allowing customers to make a purchase without leaving your site.

    Cash is good to but i like more paypal.

  8. #6
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    We accept Credit Cards, PayPal, Paxum, Bitcoins, Wire Transfers and old school checks once a client is established with us.

    Plus I am always looking at new payment method requests by potential clients. In todays world it is best to do your best to accomodate potential clients.

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    It would depend on your use case and development experience a bit. Overall I would suggest, Braintree, Paypal and CoinTent (in reverse order of how much dev experience you need to set them up).

    CoinTent is fairly priced and easy to set up. It’s ideal if you are planning on setting up recurring subscriptions or many small transactions. It doesn’t take users off your site either. However, it doesn’t support buying physical goods.

    Paypal is also easy to set up and is obviously recognizable to most potential customers, but their customer service can be problematic and they are too quick to freeze your account/withhold your funds if they suspect any fraud.

    If you are a developer, Braintree is great and allows for complete control over integration.

  10. The Following 2 Users Say Thank You to kendra_coin For This Useful Post:
    lkovnih226 (12-03-2015),steitieh (12-03-2015)

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    I just believe in PayPal. It is most reputed payment methods. I want to say that PayPal is the Steve Jobs of all payment methods.

  12. #9
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    I have always preferred Paypal. I have used it since it first came around and have used it ever since then. I've never had any issues with them, which is a plus.

    There's also that fact that's mentioned above, Paypal is a highly recognizable name and people like to use things that they are familiar with.

    Plus I have their debit card so I can use it to withdraw money, pay bills or buy things with locally.

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    Paypal since its easy, safe and used by almost everyone.

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    Though Paypal is very old payment processor but they are not user friendly to set up various payment buttons.I think payza is very nice and easy to implement in any website.Its very simple and quick.It also has no restrictions in any coutries

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    Paypal is pretty sh!t and very expensive but i love it

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    Quote Originally Posted by softnwords View Post
    Though Paypal is very old payment processor but they are not user friendly to set up various payment buttons.I think payza is very nice and easy to implement in any website.Its very simple and quick.It also has no restrictions in any coutries
    I've been using PayPal since the 90's. What kind of problem are you having with setup?

    Rick

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    I know that most people prefer paypal. But the BIGGEST problem with paypal is that it is not available in all the countries. This makes paypal one of the most disgusting sh!t in the world of payment processors. People are so blinded by paypal that they forget that other payment processors are also good and even much more better than paypal. Payment processors like Skrill, Payza, payonner are also one of the best payment processors out there.

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    Paypal is nice because of it's versatility, almost every site has paypal as an payment option in most countries.

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    Quote Originally Posted by RDPNation View Post
    Paypal is nice because of it's versatility, almost every site has paypal as an payment option in most countries.
    The main problem is not that every website has paypal as their payment option, but the main problem is that most websites believe that paypal is the only option they have when it comes to payment processor. There are many other payment processors like Skrill, Payoneer, payza, etc that are even much better and even more flexible than paypal. They are even available in those countries where paypal does not provide its services. This is the BIGGEST reason why I hate paypal so much.

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    Quote Originally Posted by LuxVM View Post
    Hello all,

    I was just wondering what are your preferred payment methods? I personally have quite a few to attract a wider audience aswell as have other means of payments. The ones i currently use are:

    BitPay, PayPal, Stripe, Perfect Money and Payza. I am also currently looking into GoCardless which seems very interesting

    What about you guys and girls?

    Regards,
    Adam
    Course it can also depend on who your customers/buyers are.

    I've only used Pay Pal. I know I might be missing out, but it's what most of my customers have. Also partially because as Shane said, it's a trusted brand. Gotta love the atm card too.

    Tried Google Checkout a few years ago and a disaster. Tried it with two sales and a week later they say the sales were no good. A week! The "buyer" already got the stuff, was digital. Maybe they've changed sine then. I thought I heard that they don't even have phone support? That's a deal breaker right there.

    Don't know enough or understand enough about bitcoin to try it.

    Quote Originally Posted by Princeofheart View Post
    The main problem is not that every website has paypal as their payment option, but the main problem is that most websites believe that paypal is the only option they have when it comes to payment processor. There are many other payment processors like Skrill, Payoneer, payza, etc that are even much better and even more flexible than paypal. They are even available in those countries where paypal does not provide its services. This is the BIGGEST reason why I hate paypal so much.
    I have to disagree. Doubt it's not that all or even most site owners think it's the only option, more that it is usually the best option. Best of the bunch. Not perfect, but nothing is one-size-fits-all. Not to mention other processors can charge more for their services, more difficult to get your funds, and even minimums for withdraw.

    You ever stop to think there might be VERY good reasons pay pal doesn't provide services for certain countries?

    You can hate on PP all you want, but I am guessing they have very good reasons to exclude some countries and I would probably do the same if I was them. Not like they are the only ones who don't want "problem" counties.

    Quote Originally Posted by Princeofheart View Post
    This makes paypal one of the most disgusting sh!t in the world of payment processors.
    If they are so disgusting, why are they one of the biggest, if not the biggest processor on the net? Not trying to argue, but asking.

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    Quote Originally Posted by Ron Killian View Post
    If they are so disgusting, why are they one of the biggest, if not the biggest processor on the net? Not trying to argue, but asking.
    If I may guess he probably lives in one of those unfortunate countries so inundated by international crime that PayPal will not conduct business with them. 2Checkout or google Wallet may be good replacements if that is the case.

    Rick

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    Quote Originally Posted by Hometutor View Post
    If I may guess he probably lives in one of those unfortunate countries so inundated by international crime that PayPal will not conduct business with them. 2Checkout or google Wallet may be good replacements if that is the case.

    Rick
    Well, the thing is that international crimes and cyber crimes are also very prevalent where paypal is available. Just because you live in a paypal supported country, that doesn't mean that you are 100% protected from cyber crimes and scams. Other payment processors also conduct online business in countries where paypal is not supported and they are not that stupid as paypal is.

    Quote Originally Posted by Ron Killian View Post
    If they are so disgusting, why are they one of the biggest, if not the biggest processor on the net? Not trying to argue, but asking.
    Now I am not arguing whether they are the biggest payment processors or not. Paypal is available in many countries of the world. However, it is just unavailable in some African and Asian countries. Just because it is unavailable in some countries, that doesn't mean that it can't be successful.

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    Hi LuxVM,

    I am using zaxaa.com. It is a complete shopping cart solution.

    I first purchased their membership site and found it a very solid piece of kit.

    They offer great support, and their interface, pages, buttons all look good.

    They have affiliate support and a variety of features.

    Worth a look I guess.

    cheers, Mal.
    Last edited by velvet; 02-17-2016 at 11:41 AM.

  24. #21
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    Well I'd prefer to be paid in cash as there are no fees like there are receiving payments with Paypal and most payment processors.

    Also cash is non-taxable as well.

    Either that or in beer.

    Another good "alternative" to Paypal is Xoom.com

    I've used that a few times to receive money, it goes straight into your bank.

    PayPal just purchased Xoom though though for $890 million.

    The other alternative is Stripe.com or BrainTree, they but will probably get sold out to them just the same.

    It's a dog-eat-dog world and PayPal are the Rottweilers of them all.

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    Often PayPal & rarely Credit Cards. PayPal makes payments easier, it's almost everywhere on every site to make payments with, and there are sometimes that PayPal can't make the work, so I'll use Credit Cards then.

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    i preferred paypal and payoneer when it comes in online transaction this two is more easiest and fastest way

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    I like Paypal. It is instant and easy. It seem's to have a very good structure about it. I do not mind paying them their fee's currently, as I think they are reasonable. However if they were to increase their fee's I may look elsewhere.
    They have a very easy method of setting up payment button's for website sales. I find it quick and easy to get what I need and install the code without any problems onto my website.

  28. #25
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    I have been using PayPal since they were first introduced. I have never had an issue with them and I think for the services they offer their fees are reasonable.

    With that said, the vast majority of my customers are US, UK and Australia, and PayPal works very well in those countries. The payment method that you should utilize for your site would have a lot to do with what is available for the vast majority of your customers. You would also want a service that has a good reputation, protects the data of your customers and in my case I keep the customer data off my site.

    I do not want access to any customer financial data, there are too many liabilities associated with storing that data locally and it is better for the customer if access to that data is limited.

    In my opinion, PayPal is by far the best service out there and the most reliable with the most options for my customer base.

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