- Dec 8, 2017
I think that a lot of people have went to using either prepaid cards or credit cards. I have always been one to use a prepaid card or PayPal to purchase online. In my thoughts you as a consumer are putting your information out there possibly to get scammed and stolen. I think it is better to use a form of payment that only provides limited information, if the card is stolen they can not get to any other monies you have in your bank account. There are to many hackers and scammers and hackers, they have only increased over the years. I think the factor of using the checking account they must go through a process, the ACH takes at least 3-5 business days. Everyone is about things taking less time when running or completing task. Do you or do you not use your checking account to make purchases online? why or why not?